Mandated Inurance. Piracy On These Turbulent Seas.

In all this health care debate, rhethoric, paranoia and outright lies (on both sides) no one seems to be able to answer a simple, straightforward question. How exactly does someone who can’t afford health insurance end up enrolled in a health insurance plan?

I have no health insurance and can’t afford any. How, then, under this plan, (the mandatory coverage doesn’t start until 2014?) do I end up with health insurance? No one has been able to answer this question so far.

I’m certainly not going to take any active steps to sign up for this, so how exactly do they intend to enforce this new law? How would they even know if I have health insurance or not? Is there an “exception for those who object to insurance due to moral, conscience, or religious grounds” ? (I heard there was such a clause, to allow for groups such as the Amish.) I certainly fall into this category.

All insurance is morally reprehensible.

Insurance started with organized crime in the age of exploration. A fee would be extorted from ship owners before the ship left dock. If the extortion was paid and something happened to the ship, the owner would be compensated. If the extortion wasn’t paid, privateers were hired by the insurance company to sink the uninsured ship.

In over 600 years, nothing has changed, except that the extortion has become legally mandated.

The reason medical costs are so high ($15 for a q-tip, $1000 deductible for a single test, etc.) is because insurance companies have driven the costs up and up and up until they are completely unaffordable without insurance (morally equivalent to a bottled water seller polluting local wells.) Or, for the wealthy, it simply becomes cheaper to pay insurance than the artificially inflated medical costs. If medical care and supplies were billed at their actual costs (rather than everything being padded so that all the establishment-side insurance can be paid) then it would be affordable on a normal paycheck without insurance.

Insurance companies are the greedy, unnecessary middle-men who need to be eliminated entirely. I fail to understand how this can be called “reform” when in actuality all it does is force us to conform to the twisted evil structure that has caused the problem in the first place.

Does it make sense to anyone to say, “we have a huge problem here, and we’re not willing to fix it, so our solution is to force everyone to participate in the broken system and become part of the problem. That way, those responsible for driving up the costs will get richer and richer because everyone is now mandated to be extorted and pay them protection money every month.”

Because this is exactly what has been done.